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Am J Psychiatry 1994; 151:1785-1790
Copyright © 1994 by American Psychiatric Association
The relationship between insurance coverage and psychiatric disorder in predicting use of mental health services
LR Landerman, BJ Burns, MS Swartz, HR Wagner and LK George
Department of Psychiatry, Duke University Medical Center, Durham, NC 27710.
OBJECTIVE: This study investigated how insurance coverage for mental health
services affects outpatient mental health service utilization among those
with and among those without a DSM-III psychiatric diagnosis. The authors
used a representative community sample to compare the regression effects of
insurance coverage on utilization of mental health services among these
subjects. METHOD: Data are from the second wave of the Piedmont, North
Carolina, site of the Epidemiologic Catchment Area project. These data
contain DSM-III diagnostic measures derived from the National Institute of
Mental Health Diagnostic Interview Schedule as well as measures of
insurance coverage and utilization. Responses from 2,889 community
residents were analyzed using both ordinary least squares and logistic
regression. RESULTS: In both models, insurance coverage was strongly
associated with care among those with as well as among those without a
psychiatric disorder. The association between coverage and the probability
of care was strongest among those with a disorder. CONCLUSIONS: The
findings are not consistent with the claim that failing to provide
insurance coverage will reduce discretionary but not necessary mental
health care utilization. They provide evidence that failing to provide
insurance coverage will reduce utilization as much or more among those with
a psychiatric disorder as among those without. This result has important
implications for health care reform.
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